Kaduna State Education Loan Application Form 2020/2021
Kaduna State Government (KDSG) Educational Loan Application Form 2020/2021 | Up to N5 Million Loan for Citizens and Residents of Kaduna State [Open for Students, Workers in Private, State or Federal Government Organizations | See How to Apply, Eligibility, Requirements and Deadline [Undergraduate (UG) & Postgraduate (PG) Candidates].
The Kaduna State Government hereby wishes to inform all citizens and residents of Kaduna State that application for educational loan is now open and can be accessed through http://scholarship.kdsg.gov.ng/loans portal for 2020 session.

The process of the loan application is achieved from the comfort of the applicant’s environment in-order to reduce the processing time and need for physical visit to the Board and the Banks.


Loan Description

The Kaduna State Scholarship and Loans Board have a mandate ‘To identify, select and empower qualified citizens of Kaduna State to meet the current and future manpower requirements of the State while remaining globally competitive’.

Considering that scholarship and bursaries may not be given to all considering limitation of resources, identified priority courses to sponsor and high academic requirements to qualify; this educational loan component is introduced to ensure that no one is left behind. The loan can be applied for undergraduate, postgraduate and professional courses and is available for private sector employees, state and federal civil servants who are citizens of Kaduna State

Citizens of Kaduna State can access up-to 5 Million Naira per sponsor. A student can have a maximum of 2 sponsors. Repayment is over a period of up-to 5 years.

Successful applicants should see this as a great leveler that will ensure that no citizen of Kaduna State is left out of education on account of his/her economic circumstances.

This will improve the economic well-being of themselves and their family upon graduation. The State also sees this as an opportunity to build the human capacity of Kaduna State to be the best in Africa and one of the best in World. We invite you on board!


  • Workers in any private, state or federal government organization.
  • Parents or anybody who is interested in the Education of the Student can also apply.
  • Only students who are employed with any private organization, state or federal government can self-sponsor.


  • Only an employed student or a non-employed student’s sponsor (anybody who is willing to collect and repay a loan for the student’s education) can apply.
  • Candidates must have an admission in a tertiary institution.
  • Sponsor (s) and the student must be a Citizen of Kaduna State either by residency or by State of Origin.
  • Students or their sponsors must have a consistent source of income that can repay the Loan over a maximum period of 5years.

  • Applicants working for either Kaduna State or federal government must provide a guarantor while a private sector employee must provide two guarantors.
  • Beneficiaries can access up to N5 million loan, payable over a period of 5 years at a single digit interest of 8%.
  • Applicants must realize that under no circumstances will the entire funds be released to them. 
  • Tuition fees will be paid directly to the school’s account while upkeep requirement will be credited into the student’s account monthly. 
  • The fund is only for tertiary education and professional certification and not for business investment.

Method of Application

Kindly follow the respective links below for online applications.


Not Yet Specified.